1. Acceptance of Terms
By accessing or using the Financial Model Assessment service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.
2. Description of Service
Financial Model Assessment provides an online platform for assessing Excel-based financial models using proprietary machine learning and AI technologies. The Service analyzes financial models and provides assessment results and recommendations.
3. User Accounts and Registration
Some features of the Service may require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
4. User Responsibilities
You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Ensuring that you have the right to upload and submit financial models for assessment
- Complying with all applicable laws and regulations
5. Intellectual Property Rights
Your Content: You retain all rights to the financial models and other content you submit to the Service. By uploading a financial model, you grant us a limited license to use, process, and analyze the model solely for the purpose of providing the Service to you.
Our Content: The Service, including all software, algorithms, design, text, graphics, and other content created by us, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our express written permission.
6. Confidentiality and Data Security
We understand the sensitive nature of financial models and are committed to maintaining the confidentiality of your data. We implement appropriate technical and organizational measures to protect your data, as described in our Privacy Policy.
7. Limitations of Liability
To the maximum extent permitted by law, Financial Model Assessment and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your use or inability to use the Service
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any errors, inaccuracies, or omissions in the assessment results
- Any decision made or action taken based on the assessment results
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.
The assessment results are provided for informational purposes only and should not be considered as financial, investment, or professional advice. You should consult with qualified professionals before making any financial or business decisions based on the assessment results.
9. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease.
10. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms, please contact us at:
Email: legal@financialmodelassessment.com
Address: 123 Finance Street, Suite 456, New York, NY 10001
Last Updated: April 27, 2023